Christopher Garceau

Team Evergreen - Multiple Experts. One Team.  

We take your personal finances very seriously. With over 45 years of combined experience, we use the team approach to listen to your needs, answer your questions, and educate you on all your financial options. When you work with us, you’ll benefit from multiple perspectives and receive a high level of expertise to find an affordable home loan solution that’s a good fit for you.

An On Time Close with an HONEST loan approval.

With over 400 loans closed in 2019, our team understands the importance of closing on time and as promised^®. We also value providing our clients with clear and transparent summaries of their financing options including programs, rates, and fees.

Creative solutions.

This is where we shine. Are you self-employed, need to purchase without the sale of your home, have a unique property, had a little “bobble” with your credit, need help with some down payment money? We’re often called “the Loan Ninjas,” earning that reputation by finding creative solutions to help our clients succeed.

Communication throughout the loan process.

Our team concept provides accessibility throughout the entire loan process—something we’ve perfected over the years. We’ll spend time listening to your needs, answering your questions, and providing education. And you’ll know what’s going on with your loan every step of the way, with weekly and sometimes daily updates. 

Personable.  Professional.  Ready to help.  

We’re one of the most recognized teams in the Northwest. We serve Washington, Idaho, Oregon, California, and Arizona, and we’ve received multiple awards from The Five Star Professional in addition to receiving the prestigious President’s Club award. We’d be honored to help you and your family with a new home purchase or a refinance of your existing property.

Meet the team.

We’re proud to be part of a team of amazing co-workers. We’re all very involved in our communities; serving on local boards, schools, and community events. We place a high emphasis on our Veterans as our team member Chris currently serves as a pilot in the National Guard.

About Kimberly

Kimberly recently celebrated her 30^th year with Evergreen. She and her husband live and play in West Seattle. They enjoy International and local travel, cooking, book club, and long walks with their grandpuppy, Kylo, a border collie/blue heeler mix. Kimberly has also dedicated herself to working with local non-profits, in addition to serving on a multitude of boards, and currently focuses her energy on programs that serve the homeless and underserved communities. 

About Cathy

From a background in commercial leasing, Cathy started with Evergreen in 2003. She lives in North Idaho with her husband and two adorable Siamese cats. They love where they live, including the people and the natural beauty they wake up to every day. When Cathy isn’t busy working on a loan, she enjoys spending time in her wood shop, perfecting her wood-working skills and crafting her next home project.

About Chris

Chris rounds the team with years of real estate and investment experience. As a local business owner of a fitness gym in West Seattle, he’s passionate about the well-being of others. He also currently serves as a helicopter pilot in the Washington National Guard, with over 15 years of serving our nation, and has a strong desire to serve our Veteran community. Chris and his wife, McKenzie, reside in West Seattle and are the proud parents of two children.

We value the opportunity to get to know you and help you on your homeownership journey.