Mortgage Loans

Find the right solution for the right home.

Every home purchase is unique to each buyer, so our loan officers start by lending a good ear to hear about your needs and goals.
Then we can recommend the right solution for you.

Fixed-rate loan

Lock in the same rate for the life of the loan.

FHA loan

An FHA loan is a low-down-payment option for first-time homebuyers.

Adjustable-rate loan

Get a lower initial rate and lower payments too.

VA loan

This is a flexible loan program for eligible veterans.

Jumbo loan

Going big? This is a loan option for higher-priced homes.

USDA loan

This is a loan option for first-time homebuyers in rural areas.

Frequently asked questions:

How do I determine how much mortgage I can qualify for?

One of the easiest ways to determine the amount of mortgage you qualify for is to reach out to one of our loan officers. Our experts will help determine the approximate amount you can borrow based on your specific situation before you shop for your new home.

What is mortgage insurance?

Mortgage insurance is written by a private mortgage insurance company to protect the mortgage lender against loss due to default or foreclosure.

What is an annual percentage rate (APR)?

The APR includes the cost of the interest rate plus any broker or lender fees, closing costs, discount points, or rebates. This cost is also expressed as a percentage and should be greater or equal to the interest rate. This number is influenced by the lender as it includes fees which may vary between companies.

What are closing costs?

Closing costs will cover recurring (ongoing expenses) and nonrecurring (one-time) fees that are part of your transaction. Costs can vary depending on where you live, the type of loan you choose, and the property that you purchase.

What are the government-backed mortgages?

The primary government-backed mortgages include VA, FHA, and USDA loans. VA loans are backed by the U.S. Department of Veteran's Affairs, FHA loans are backed by The U.S. Department of Housing and Urban Development (HUD), and USDA loans are backed by the U.S. Department of Agriculture. 

Do you have questions about our home loans?

Read our Home Buying FAQs.

 

Evergreen Digital Mortgage Advantage

Streamline and simplify the home financing process with our digital tools.

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Seller-Paid Buydown

A solution for homebuyers and home sellers.

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Calculators

Use our payment and estimate calculators to help you make the right decisions.

Go to calculators

Security Plus Seller Guarantee®

Put your offer in the best position for success.

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