Evergreen Insights Blog

Buying your first home with Amy Trim Buying your first home with Amy Trim
Home Buying   /    February 23 2026
Buying Your First Home: Tips on What Really Matters from an Experienced Loan Officer

I have been a Loan Officer for 29 years. Many of the questions and concerns I hear about buying a home are the same. With the right planning and guidance, your first home can be achievable.

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Ready to buy blog Ready to buy blog
Home Buying   /    February 09 2026
How to Know if You’re Ready to Buy a Home: 5 Questions to Ask First

More people are exploring homeownership in 2026. To decide whether buying a home makes sense for you, start by asking yourself these five questions.

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3 Market Questions 3 Market Questions
Mortgage Industry   /    January 26 2026
3 Housing Market Questions Homebuyers and Sellers Are Asking This Year

After years of rapid changes in the housing market, it’s no surprise that homeowners and buyers have questions. Here are the three questions we hear most often, with clear answers backed by the latest data.

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Trading for Rates Trading for Rates
Home Buying   /    January 12 2026
Why More Homeowners Are Trading Low Rates for the Right Home

The reality is, a 3% rate can’t fix a home that no longer works for you. When life changes, your housing needs often change with it.

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2026 Housing Market 2026 Housing Market
Mortgage Industry   /    December 01 2025
2026: The Year the Housing Market Picks Up Momentum

After a few years where buying or selling a home felt out of reach, 2026 could be the year the market finally gains traction.

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Time to Buy Evergreen Home Loans Time to Buy Evergreen Home Loans
Home Buying   /    November 10 2025
A Fresh Start for Homebuyers: Why Now Might Be Your Time

With rates settling from their peaks, the path to homeownership is starting to feel a little more within reach.

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Home equaity couple Home equaity couple
Home Buying   /    October 20 2025
Turning Home Equity into Freedom: Why More Homeowners Are Living Mortgage-Free

At Evergreen Home Loans™, we believe homeownership should create freedom, not stress. For many long-time homeowners, that’s exactly what’s happening.

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Security Plus Logo Security Plus Logo
Mortgage Industry   /    October 01 2025
Security Plus Seller Guarantee™ Relaunches Stronger Than Ever — Now $10,000

Starting October 1, 2025, Evergreen Home Loans™ (NMLS 3182) is relaunching its flagship Security Plus Seller Guarantee™ with an enhanced seller guarantee of $10,000 (previously $5,000).

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Homes for less Homes for less
Mortgage Industry   /    September 15 2025
From Frenzy to Normal: What Today’s Housing Market Means for Sellers

If your selling strategy still assumes you’ll get multiple offers over asking, it’s time for a reset. The frenzied seller’s market is behind us, and the latest data confirms it.

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Down Payment Myths Down Payment Myths
Mortgage Industry   /    August 18 2025
Buying a Home Starts Here: Busting the Biggest Down Payment Myths

Misconceptions about down payments can hold people back from homeownership, but the reality is there are more options than most realize.

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