Evergreen Insights

Home Buying

Home Buying   /    February 26 2021
OWN it with our Security Plus program

At Evergreen Home Loans™, we understand the importance of having a strong offer. That’s why we developed our exclusive Security Plus program. Our program takes the hassle out of getting your offer accepted, and we’re so confident in it that we guarantee financing or we pay the seller $5,000*. Read on to learn more.

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Home Buying   /    January 29 2021
Homeownership Goals for the New Year

We’re officially in the much awaited New Year. If resolutions are your thing, a list of goals may currently hang front and center on your fridge. Wherever it’s located, is there anything homeownership-focused to check off? Here are five ideas to consider.

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Home Buying   /    January 13 2021
Stay on Top of your Home Loan Health

Prioritizing yourself is important. It’s also a good idea to keep up with your home loan health. Much like medical professionals may recommend getting an annual physical, mortgage professionals might support an annual homeownership review.

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Home Buying   /    December 14 2020
Are you Financially Fit?

What do wellness and homeownership journeys have in common? A lot more that you might think! Read on for some financial fitness tips that will help put you at the top of your game and increase your readiness to make an offer on a home when the right opportunity presents itself.

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Home Buying   /    November 16 2020
FAQ: How the Federal Reserve Affects Mortgage Interest Rates

Over the last few months, you may have seen news that the Federal Reserve has dropped its benchmark interest rate and that mortgage rates are at historic lows. How does the Federal Reserve impact mortgage rates?

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Home Buying   /    November 02 2020
Homebuying 101: Interest rate vs. APR

When you’re shopping for a home loan, you’re quoted two different rates. One is the interest rate and the other is the annual percentage rate (APR). Both are represented as a percentage and describe the cost of the loan. However, they describe the cost of the loan in different ways.

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Home Buying   /    October 19 2020
Homebuying 101: The Promissory Note

The promissory note (sometimes referred to as the Note) is a legal document signed by the borrower promising to repay a loan. They’re used for many different loan types including student loans, car loans, and mortgages.

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Home Buying   /    September 23 2020
Funding your down payment

When you’re starting out on your homebuying journey, your home loan officer will ask how much of a down payment would you like to contribute and where are the funds coming from?

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Home Buying   /    September 09 2020
Homebuying 101: Credit

One qualification factor you may hear a lot about is credit which is important to understand. We’re going to take a closer look at what it is from a homeownership journey lens.

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Home Buying   /    August 25 2020
Affording the Down Payment with Gift Funds

If you’re interested in using gift funds to help with your home financing, here are some items to consider:

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