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A fixed-rate loan is a common refinance option for homeowners seeking to part ways with the unpredictability of an adjustable-rate mortgage (ARM).
With a fixed-rate refinance loan, your interest rate stays the same throughout the life of the loan. The loan payment also doesn’t change.
If you plan to stay in your home for a long time, or you just like the comfort of knowing that your rate won’t change, a fixed-rate loan might be the way to refinance.