VA Home Loan

A powerful lending program for eligible vets.

The Veterans Administration (VA) offers one of the most flexible loan programs for eligible* veterans. No-down-payment financing is available for conforming loans (which are loans under $484,350).

Debt-to-income ratios are also flexible and include consideration for geographic location, family size, and residual income. VA loan limits do vary by county, and there are higher loan amounts available.


  • A down payment is not required. Closing costs and pre-paid items do apply. Contact us for details.
  • There is no mortgage insurance requirement.
  • Qualifying conditions are less stringent.


  • A VA funding fee is required.
  • VA loans are for purchases of primary residences only.


*For information on how to secure a Certificate of Eligibility (COE), visit here.


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