Jumbo Loan or Non-Conforming Home Loan

A loan for bigger ideas.

Got your eye on a higher-priced home? A jumbo (or nonconforming) loan might be an option if you’re considering a loan over $484,350. (Loans under $484,350 are known as conforming loans. Conforming loan limits may be higher in designated high-cost areas. Ask for details.)

Jumbo loan programs allow for some flexibility and include both fixed-rate and adjustable-rate plans.


  • Jumbo loans offer affordable terms for higher-priced homes.
  • They are ideal for high-income earners with good credit.
  • Low-down-payment options are available.


  • Interest rates are higher.
  • Qualification standards may be tougher.


Interested in this loan?