Home Buyer Education Center


Estimate monthly payments; determine the difference between renting and owning; and calculate debt consolidation, prepayment savings, early payoff, or a refinance break-even point.

Calculate monthly payments.

Principal, interest, mortgage insurance—see how much they are every month.

Calculate renting versus buying.

What makes more sense for you: renting or buying? Find out.

Calculate prepayment savings.

Find out how much sooner can you pay off your mortgage with a prepayment.


Loan terminology

What’s a loan-to-value ratio? Or mortgage insurance? Or amortization? Find out. Check out our quick reference guide to some of the most commonly used loan terms.

see loan terminology



Frequently asked questions

Home loan FAQs

How much home can you afford? Frequently asked questions about home loans can help you find out.

See home loan FAQs 

Build and remodel FAQs

To build or remodel? Questions and answers about building your dream home are found here.

See build and remodel FAQs


Refinance FAQs

Time to refinance? Get answers now.

See refinance FAQs

Loan payment FAQs

What happens after you close? Good question. Get all the answers here.

See loan payment FAQs

Evergreen Insights

Read what our experts blog about home financing and loan opportunities. Plus, get other helpful tips on a variety of household topics.

Read blog stories

Customer stories

Read homeowner success stories.

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