Mortgage Industry Blog Posts | Evergreen Home Loans

Mortgage Industry / June 30 2025

Recession Fears Are Back. Here’s What That Means for the Housing Market—and Your Next Move

If you’ve been keeping an eye on the economy, you’ve probably seen the word “recession” popping up again. That raises a big question: Should I wait to make my move?

Mortgage Industry / April 07 2025

What Happens to the Housing Market During a Recession? Here’s What the Data Shows

At Evergreen Home Loans™, we believe informed decisions lead to confident choices. So let’s take a look at what history tells us about how recessions typically impact housing.

Mortgage Industry / March 03 2025

Think Investors Are Snatching Up All the Homes? Here’s the Real Story

Here’s the truth: investor purchases are actually on the decline, and big players aren’t nearly as active as you might think.

Understanding How Interest Rates Are Set and Why They Change

Mortgage Industry / January 21 2025

Understanding How Interest Rates Are Set and Why They Change

Interest rates can feel like a mystery, but they actually follow a set of predictable rules. Let’s break it down in a simple way.

Mortgage Industry / August 19 2024

Are Home Price Going Down?

Some predict a housing market correction, but what do the facts actually say? Let's break it down, starting with what a correction means in real estate.

Navigating Lower Mortgage Rates: Maximizing Your Home Purchase with Evergreen Home Loans

Mortgage Industry / January 16 2024

Navigating Lower Mortgage Rates: Maximizing Your Home Purchase with Evergreen Home Loans

Understanding the influence of mortgage rates on your home-buying power is key, especially if you're considering a partnership with Evergreen Home Loans.

Mortgage Industry / December 15 2023

Federal Reserve Signals Stability in Rates, Projecting Cuts for 2024 - Evergreen Home Loans Weighs In

In a significant move that impacts the housing market, the Federal Open Markets Committee (FOMC) has announced the maintenance of its short-term policy interest rate between 5.25% and 5.5%.