With over three decades of leadership across mortgage lending, real estate appraisal, and financial services, Cynthia Eaton-Carr brings a powerful blend of strategic insight, operational excellence, and people-first leadership to her role as Area Manager, Lending at Evergreen Home Loans.
Her accomplished career includes senior roles at top-tier institutions such as Bank of America, Fifth Third Bank, Huntington Bank, and Stearns Lending. At Bank of America, she led cross-functional teams across multiple states, driving lending growth from $80 million to more than $320 million in just two years—achievements that earned her national recognition, including a Top 3 ranking on the Lending Market Leader Scorecard.
Cynthia is also a Certified Residential Real Estate Appraiser with more than 25 years of experience. She played a key role in developing the Automated Valuation Model (AVM) and helped establish the national appraisal licensing exam adopted by the State of Ohio. She holds a Bachelor of Science in Business Administration with a focus on Finance and Marketing from The Ohio State University.
Away from the office, Cynthia is devoted to her family—she and her husband, Paul, have been happily married for 32 years, and their son, Andrew, is heading off to Ohio University in the fall. A true lover of the outdoors, she finds joy in boating and being on the water, hiking the national parks, traveling as often as she can, and capturing the world through her passion for photography.
Now at Evergreen Home Loans, Cynthia is focused on expanding the company’s regional presence, building strong teams, and delivering a personalized lending experience rooted in service, trust, and innovation.
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