Howard Bono is a highly experienced Washington State mortgage loan officer with over 30 years in the mortgage industry and more than 2,000 successfully closed home loans throughout his career. Based in Arlington, Washington, Howard proudly serves homebuyers and homeowners across the state, helping them secure the right financing with clarity and confidence.
As a senior loan officer with Evergreen Home Loans, Howard specializes in purchase loans, refinancing, first-time homebuyer programs, VA loans, FHA loans, and conventional financing. His decades of experience allow him to navigate even complex loan scenarios efficiently, while keeping clients informed and at ease every step of the way.
Howard is known for his straightforward communication, deep lending knowledge, and hands-on, client-first approach. He believes a mortgage should never feel confusing or rushed. Instead, he focuses on education, transparency, and long-term financial outcomes — helping clients make informed decisions that align with both their immediate needs and future goals.
In addition to working one-on-one with borrowers, Howard regularly hosts homebuyer education classes and collaborates closely with real estate professionals across Washington to ensure smooth, on-time closings. His reputation is built on trust, responsiveness, and consistent results.
Whether you’re buying your first home, upgrading, refinancing, or exploring loan options anywhere in Washington State, Howard Bono brings proven experience, integrity, and personal service to every transaction.
.svg)
