I’ve been with Evergreen Home Loans since 2003. You may wonder why so long with one company? It’s because Evergreen supports our team. I know without a doubt; I can provide my clients with one of the BEST lending experiences available in the mortgage business today. 

I assume you’re like most people and you want:

An HONEST loan approval
With over 4,000 loans closed to-date, we know what’s approvable, and when we have to seek additional confirmation from underwriting BEFORE issuing the approval letter.   

Creative solutions
Sometimes real people with expertise in finding solutions is what’s needed. Are you self-employed, have a unique property, had a little ‘bobble’ with your credit, or maybe need help with the down payment? We’re often called ‘the Loan Ninja’s’ earning every bit of that reputation by finding ways to help our customers succeed!   

Communication throughout the loan process
Our team concept provides easy access throughout with a loan flow that we’ve perfected over the years. You’ll know what’s going on with your loan, what the next steps are, and if there is anything we need to get you across the finish line.

On-Time close
Our entire team – from the underwriter, processor and loan funder understands closing on time is HUGE. It makes people happy and we like happy people.

We’d be honored to help you and your family with a new purchase or a refinance of your existing property.  We serve the North Idaho area, Washington, Oregon, and San Diego markets.  

I live in North Idaho with my husband and two adorable Siamese cats. When I’m not working you’ll find me in my wood shop trying to perfect my wood working skills for the next project. We love North Idaho, the people, and the natural beauty we get to enjoy every day. 

“Cathy P is absolutely the best of the best. She was attentive, informative, efficient and thorough. A dream to work with.”

Kristin - October 2018

Recent Entries

Refinance   /    April 11 2019
The Best Time to Refinance A Home Loan

As a homeowner, you may find that your home loan needs change over time. Interest rate fluctuations and available loan programs often leave homeowners asking themselves when should I refinance?

Read more
Home Buying   /    March 08 2019
5 Essential Tips for First-Time Homebuyers

A quick homebuyer guide outlining the steps to buying a house can help you avoid common mistakes first-time homebuyers make. Here are a few helpful tips to consider when you’re ready to go from renting to owning.

Read more

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105 Pine St, #109
Sandpoint, Idaho 83864

Hours: 8:00 - 5:00pm PST

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