Team Evergreen - Multiple Experts. One team. 

With over 30 years of combined experience, we use the team approach to listen to your needs, answer your questions, and educate you on all your financial options. When you work with us, you’ll benefit from multiple perspectives and receive a high level of expertise to find an affordable home loan solution that’s a good fit for you.

An On Time Close with an HONEST loan approval

Our team understands the importance of closing On Time and As Promised™. When we issue a loan pre-approval for you, we are confident that we’ve done our due diligence and can get you to the closing table AND be on time in our delivery. We know it’s important to you, so it’s important to us.

Creative solutions. 

This is where we shine. 

Are you self-employed, need to purchase without the sale of your current home, have a unique property, had a little ‘bobble’ with your credit, or need help with some down payment money? We’re often called ‘the Loan Ninjas,’ earning that reputation by finding creative solutions to help our clients succeed.

Communication throughout the loan process. 

Our team concept provides accessibility throughout the entire loan process – something we’ve perfected over the years. You’ll know what’s going on with your loan every step of the way with weekly and sometimes daily updates.

Personable. Professional. Ready to help.

We serve Idaho, Montana, Washington, Oregon, California, and Arizona. We answer our phones after hours and on weekends. You’ll get the straight ‘scoop’ from us, and we’ll be there to help your agent make your offer the winning offer.

Meet the team.

Cathy Pizzini – Sales Manager

With a background in commercial leasing and customer service, Cathy started with Evergreen in 2003. She lives in North Idaho with her husband and two adorable Siamese cats. She loves this area, where they live, the people, and the natural beauty she wakes up to each day. When Cathy isn’t busy working on a loan, she enjoys spending time in her woodshop or the garden beds 

Bill Hunter – Loan Officer

Bill was born and raised in North Idaho and Eastern Washington. He joined the US Navy after high school and started his career in sales and marketing in 2005 after separating from military service. His passion for helping others achieve their dreams made mortgage lending a perfect fit. Bill and his wife, Diana, and their three children, enjoy the outdoor paradise that Sandpoint has to offer. They are active in their church and community.

Kristen Dodd – Team Production Manager

Kristen joined the Evergreen team in 2021. Having a background in Accounting and the Service Industry, she brings attention to detail and the desire to give an excellent customer experience. She grew up going to open houses and property tours with her realtor dad. This gave her a love for Real Estate and a unique perspective in the mortgage industry. She enjoys volunteering in her community, spending time with her family & dog, riding her motorcycle, hiking, road trips, and being in the mountains.

Our Team Members

Bill Hunter

Loan Officer

NMLS: 1652774

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Cathy Pizzini

Sales Manager

NMLS: 205704

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Kristen Dodd

Loan Officer Assistant

NMLS: 2423452

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“These ladies are some of the best in their profession! They were on top of the transaction and communicated so effectively!”

Carrie in Sandpoint, ID

“We felt so knowledgeable and confident about the process and it is solely due to Team Evergreen's genuine desire to help us.”

Kelsey in Los Angeles, CA

Recent Entries

Home Buying   /    March 08 2019
5 Essential Tips for First-Time Homebuyers

A quick homebuyer guide outlining the steps to buying a house can help you avoid common mistakes first-time homebuyers make. Here are a few helpful tips to consider when you’re ready to go from renting to owning.

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Refinance   /    April 11 2019
The Best Time to Refinance A Home Loan

As a homeowner, you may find that your home loan needs change over time. Interest rate fluctuations and available loan programs often leave homeowners asking themselves when should I refinance?

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Office Address

105 Pine St, #109
Sandpoint, Idaho 83864

Monday: 9:00 am – 5:00 pm
Tuesday: 9:00 am – 5:00 pm
Wednesday: 9:00 am – 5:00 pm
Thursday: 9:00 am – 5:00 pm
Friday: 9:00 am – 5:00 pm
Saturday: Closed
Sunday: Closed

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