More home buying and selling power with Lock-n-List

Home Buying

We’ve recently seen seller-focused housing markets just about everywhere. With the combination of previous historically low interest rates and low inventory, many homes on the market received multiple offers, including cash offers that drove home sale prices above their listing prices. Now, as interest rates have started to rise from their historic lows, we’re seeing some houses sit on the market for longer than we became accustomed to. Without the low rates and flurry of offers characteristic of prior years, both sellers and buyers may be looking for different home financing solutions to help them meet their goals.

One solution to consider as interest rates fluctuate is Lock-n-List* from Evergreen Home Loans™. This innovative program provides could help homeowners sell their home faster while also allowing homebuyers to purchase a home at a competitive interest rate.

Here’s how it works:

  • Once a homeowner lists their home for sale, Evergreen will lock a rate that’s attached to the property.
  • The future buyer has the opportunity to purchase the home with a loan from Evergreen at the locked rate that’s available for it.
  • The seller can choose to work with Evergreen to obtain financing for their next home.

By locking in the rate with Lock-n-List, sellers can make their listing stand out to buyers who may be looking to increase their buying power in a rising rate environment. And taking advantage of a financing solution like this could help their home sell faster.

For homebuyers, Lock-n-List also provides the peace of mind that comes with knowing that the rate will not change, even if rates fluctuate. Plus, in addition to potentially increasing their buying power, it could help reduce their monthly mortgage payment.

In a changing housing market, many people are looking for innovative home financing solutions. With programs like Lock-n-List, Evergreen Home Loans is focused on finding ways to meet the needs of buyers and sellers in every housing market. If you have any questions, reach out to one of our knowledgeable loan officers today.


*Program effective 09/20/2022 and is subject to change. Terms, restrictions, and fees apply. For purchase loans only. Financing is based on conforming loan limits. Not all applicants will qualify. Program only valid in select locations. Ask for details. 3. Restrictions and limitations apply. Please ask for details. Information is valid as of 09/20/2022

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