A Fresh Start for Homebuyers: Why Now Might Be Your Time

Home Buying

If you pressed pause on your home search in the past few years, you’re not alone. Between rising rates, limited inventory, and fierce competition, it was easy to feel like the market was working against you. But the good news? That’s changing—and opportunity is knocking again.

At Evergreen Home Loans™, we believe this new market brings new possibilities. More homes are available. Price growth is cooling. And with rates settling from their peaks, the path to homeownership is starting to feel a little more within reach.

The Market Is Shifting in Favor of Buyers

We’re seeing more balance return to the housing market. Across many regions, listings are growing, giving buyers the breathing room they’ve been waiting for. More inventory means less bidding pressure and a better chance of finding the right home, not just the first one available.

Home prices are also leveling out after years of steep increases. When combined with slightly lower mortgage rates, that means greater affordability and more opportunities for qualified buyers to make their move.

At Evergreen, we’re helping buyers take advantage of this moment with innovative loan options like:

  • StepUp – Buy your next home before selling your current one.
  • Fast as Cash  – Compete with cash offers, even if you need financing.
  • Security Plus Seller Guarantee™ – Give sellers confidence your offer will close on time—or we’ll pay them $10,000.*

These programs were built to solve the challenges buyers face in today’s market, so you can move forward with clarity and confidence.

Local Experts, Personal Guidance

Every market is unique. What’s happening nationally might not reflect what’s happening in your own neighborhood. That’s why connecting with a local Evergreen loan officer can make all the difference.

Your loan officer will walk you through your options, help you explore loan programs that match your goals, and ensure you’re prepped and ready when the perfect home comes along.

Confidence Starts with Preparation

Not ready to dive in right away? That’s okay too. This is the perfect time to get prepared. From understanding your budget to exploring your buying power, Evergreen makes it simple to take the next step at your own pace.

With personalized pre-approvals, flexible loan options, and a team that delivers On Time and As Promised®, you can feel confident you’re ready when the timing is right.

This isn’t the same market we saw a few years ago. Today’s buyers have more options, more leverage, and more tools to succeed.

If you’ve been waiting for a sign that it’s time to start looking again—this is it.

Reach out to your local Evergreen Home Loans Loan Officer to explore what’s possible in today’s market.

Because a new season brings new opportunities, and your next home could be waiting.

 Source: KCM

Home Buying   /    October 20 2025
Turning Home Equity into Freedom: Why More Homeowners Are Living Mortgage-Free

At Evergreen Home Loans™, we believe homeownership should create freedom, not stress. For many long-time homeowners, that’s exactly what’s happening.

Read more
Home Buying   /    May 19 2025
Think You Need 20% Down To Buy a Home? Think Again.

We know that saving up for a home can feel overwhelming. Especially if you’re still holding onto the idea that you need 20% down. The good news? That’s one of the most common myths in homebuying.

Read more