
"We won against a $50,000 higher offer and closed in 10 business days, because of CashUp® by Evergreen."
-Jessica Neice, customer
Looking for a highly regarded mortgage lender in Bellingham or Whatcom County? I'm Dylan, a Mortgage Loan Officer and Branch Manager with Evergreen Home Loans, proudly serving my hometown of Bellingham, WA. I lead Whatcom Home Loans – a top purchase lending team in Whatcom County.
With over a decade of experience and more than 700 families served, I specialize in home purchase loans, renovation financing, new construction, and refinancing for 1-4 unit residential properties. My team and I have closed over $280 million in home loans, earning the trust of the community and over 600 5-star reviews, making me a widely recognized home lender in Bellingham and Whatcom County.
As an award-winning loan originator for 2023 and 2024, I’m passionate about educating homebuyers and making the mortgage process as smooth and stress-free as possible. Whether you're buying your first home, building your dream home, or refinancing to save, I’m here to guide you every step of the way—with local expertise, competitive pricing, and proven systems that deliver results.
Loan programs we offer: conventional, FHA, VA, USDA, renovation, construction, HELOCs, jumbo, down payment assistance, WSHFC, bank statement, DSCR, asset depletion, 1099, reverse mortgages, bridge loans, temporary buydowns, cash offers, and many more.
Whitney in Bellingham, WA - April 2025
Carley in Lynden, WA - February 2025
There are approximately 350,000 to 400,000 licensed mortgage loan officers nationwide. With so many options, would you leave the financing of one of the biggest purchases of your life to chance? I would hope not.
Watch the videoBefore you choose a mortgage lender, it's critical to ask the right questions. In this video, I cover the 20 most important questions every homebuyer or homeowner should ask to avoid costly mistakes, delays, or poor service during the loan process.
Watch the video
1835 Barkley Blvd., Suite 101
Bellingham, Washington 98226
Monday: 8:00 am – 5:00 pm
Tuesday: 8:00 am – 5:00 pm
Wednesday: 8:00 am – 5:00 pm
Thursday: 8:00 am – 5:00 pm
Friday: 8:00 am – 5:00 pm
Saturday: Closed
Sunday: Closed