It starts with a loan application and credit review. Your Evergreen Home Loans™ loan officer can help with both and provide a thorough review of your application and qualifying credit information, including credit rating, income, assets, and cash reserves. Many borrowers enjoy the peace of mind that comes with up-front credit approval.
Next comes a review of the construction project itself. Our experts will look at all documentation related to your project. Rest assured that a project review will not delay the credit review process.
Our experts will also determine an appraised value for your new home. If you prefer for us to order the appraisal for your loan application prior to providing your deposit to the builder, we can accommodate that request with a copy of the home order form and cost breakdown from the builder, a copy of the floor plan, and the appraisal fee. With receipt of the appraisal, your loan application will be reviewed again along with a review of your collateral.
Learn more about the construction process
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