At Evergreen, we know that sometimes life can take you sideways. It’s no secret this happens a lot during the homebuying process. There are many factors out of your direct control. From property inspections to seller concessions, a number of things can delay or affect the timing of your home purchase. It’s one of the reasons we developed our Security Plus Seller Guarantee™. This unique program puts you in one of the strongest positions possible – so if things go sideways – you have a guarantee on your side.
That’s because, for qualified buyers, our Security Plus Seller Guarantee gives you a firm loan approval. We guarantee it or pay the seller 1,000.* What that tells sellers and real estate agents, is you’re pretty serious about buying a home. While we don’t have to pay the seller often, sometimes the unthinkable does happen.
Recently, customers of ours found the house of their dreams. A young couple just starting out, they were quite excited about finding their ideal home and having their offer accepted. As part of the transaction, the couple was set to receive gift funds from their parents to make the purchase happen. Unfortunately, their parents were not as enthusiastic about the couple’s choice of house, so the parents rescinded the gift funds and the purchase died, just like that.
Fortunately, the couple had our Security Seller Plus Guarantee on their side and so, as promised, the seller will receive a check from Evergreen for $1,000.00. While this is not the storybook ending you would expect, it underscores the importance of having a reliable lender on your side. Whether you need to close quickly or things start to move sideways, it’s reassuring to have a firm loan approval. It can set you apart from other buyers and help your agent know you’re serious about making it happen – even if it goes sideways the first time around.
*Applies to purchase loans only. To qualify, buyer’s Security Plus Approval/Seller Guarantee Addendum must have been issued by Evergreen and the Seller shall have executed the addendum with their signature at the time they execute the Purchase And Sale Agreement on subject property. Certain loan types do not qualify for this offer. Restrictions apply. Ask for details.